Our wide portfolio of loan programs is designed to meet the varied needs and situations of our clients. We take a lot of pride in taking the time to walk you through each and every option until you can make a confident and informed decision. Here’s a quick look at our most popular programs:
An adjustable mortgage is one whose rate of interest is adjusted periodically to reflect market conditions. If rates are low or if you only plan on staying in your home for a short time, this is the right loan to consider.
An FHA loan gives you a government-insured loan with flexible choices. You may opt for the security of a fixed rate or the versatility of an FHA 5-year Adjustable Mortgage.
If you’re looking for monthly mortgage payments that stay the same throughout the life of the loan, a fixed rate mortgage is a great choice.
If you need a loan amount that is above the limits of a conforming loan, a Jumbo loan (aka non-conforming loan) may be your best choice.
A reverse mortgage or home equity conversion mortgage (HECM) is a special type of home loan that allows older homeowners to defer payments and access part of the home equity they have built up to pay off a mortgage, supplement income or pay for healthcare expenses.
The USDA loan program is designed to help provide low- and moderate-income homebuyers the opportunity to purchase safe and sanitary housing in eligible rural areas.
Unlike other options, VA loans are available at either as a fixed program or as ARM mortgages – and never include monthly insurance (PMI). A VA loan is guaranteed by the U.S. Department of Veterans Affairs and is designed to offer long-term financing to eligible American veterans or their surviving spouses.Contact Us Today...We're Always Happy to Help!